Can You Deduct Points Paid on a Refinance?

Oct 16, 2026
Cellular Agriculture
By Elena Rostova
3 min read

Investigate the key details Can You Deduct Points Paid on a Refinance with clear explanations.

Topic No. 504 Home Mortgage Points The term points is used to describe certain charges paid to obtain a home mortgage. Points are prepaid interest and may be deductible as home mortgage interest, if you itemize deductions on Schedule A (Form 1040 or 1040-SR), Itemized Deductions (PDF).

Elena Rostova

Lead Health, Wellness & Medical Journalist

Elena Rostova holds a Master's degree in Public Health Journalism. She covers groundbreaking medical research, holistic wellness trends, mental health awareness, and nutritional science.

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