How Does No Health Insurance Affect People?
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Free medical care provides maximum protection against risk, but minimum incentive for efficient production. A sufficiently large deductible, by contrast, exposes the individual to risk, but does provide a basis for price competition for outpatient services and thus an incentive for efficient production.
Marcus Vance is a cybersecurity auditor and technology writer dedicated to educating the public about online safety, data privacy regulations, enterprise security, and emerging cyber threats.
