Of course, plenty of banks probably don’t have any half dollars at all or would have to order them for you (which might be worth it, I don’t know, the Federal Reserve banks are certainly loaded with them but I have no idea if the coins in storage have any potential for silver dates), so it won’t work every time.
What to do if you lose a half dollar bill?
You can use your cash as is if a corner is missing. If it’s ripped into two pieces, tape them back together and take the bill to a bank, where they will make sure the serial numbers on both sides of the note match and give you a new one. As long as three-quarters of a bill are intact, you can exchange it for a whole bill.
Is the half dollar coin still legal tender?
Half dollars and $1 coins are produced as collectibles. However, they may still be used as legal tender.
Is it bad to cut a bill in half?
Otherwise, everyone would be ripping bills in half. If you have only half a bill, it is worthless. You need another third or the bank can’t do anything for you. You are much better off with a seriously charred or damaged bill where the bank can see it’s only one bill. So, don’t start chopping bills in half.