Do You Have to Take Rmd from a Rollover Ira?
Some of you might be able to delay RMDs from retirement plans. To review, after a beneficiary of a qualified retirement plan reaches age 70½, distributions must begin by April 1 of the following year and continue for the rest of the beneficiary’s life or until the IRA is depleted.
What kind of retirement plan is covered by RMD?
The RMD rules cover all qualified retirement plans, including traditional IRAs and employer-sponsored plans such as 401(k)s.