Is It Better to Pay off Debt All at Once or Slowly?

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In general, it's always better to pay your credit card bill in full rather than carrying a balance. There's no meaningful benefit to your credit score to carry a balance of any size. With that in mind, it's suggested to keep your balances below 30% of your overall credit limit.

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Marcus Vance

Marcus Vance

Marcus Vance is a cybersecurity auditor and technology writer dedicated to educating the public about online safety, data privacy regulations, enterprise security, and emerging cyber threats.

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