Breaking down the facts behind Merrick Bank Double Your Line Reviews—check out the main takeaways.

Within 90 days of receiving your card, if your card is subject to an annual fee and you haven't used it to make a purchase or get a cash advance, you can terminate your account by contacting (800) 204-5936 or sending a letter to Merrick Bank, PO Box 9201, Old Bethpage, NY 11804-9001.