What Are the 2020 Education Credits?
Since your wife has a good score, she’s already demonstrating the practices you need to work on, such as always paying your bills on time, keeping the balances on your credit cards at a reasonable level and only applying for credit when you really need it.
Can a parent claim the same education credit?
3. A student and parent both claiming the same credit If a parent claims an education credit for the college expenses they paid for their dependent, then the student cannot also claim the education credit on their own tax return.